Built for Brokers, Backed by Collectors
As an MGA, Private Collection Insurance (PCI) was created to solve a clear problem: high-net-worth clients and niche commercial risks are often underserved by standard carriers. Our team of underwriters and product specialists are lifelong collectors, retail advisors, and insurance professionals who understand the complexity of covering what matters most, because we lived it.
What to Expect from Private Collection Insurance
Our team works exclusively with licensed Canadian insurance brokers like you. We don’t go direct to your clients. Our role is to support your brokerage by providing expert underwriting, fast turnaround, and access to meaningful capacity for risks that require more than a generic policy.
Fast Turnaround & Direct Access
Broad Market Appetite with Higher Limits
We Are Exclusively Broker-Driven
You Might Be Wondering...
How fast is turnaround?
Most quotes are returned in 24–48 hours with full access to an underwriter from the start.
Is this only for personal lines?
No. Our programs include both personal collection and niche commercial risks.
What are the limits?
We offer high limits, tailored per submission, with access to Lloyd’s of London and other specialty markets.
Do you write direct?
Never. We are 100% committed to working through brokers.
Can you help me explain these products to clients?
Yes. We provide white-labeled collateral, pitch support, and educational resources.
Is Your Brokerage Meeting The Unique Demands of High-Net-Worth Clients?
High-net-worth clients with high-value collections—fine art, luxury vehicles, rare memorabilia, collectibles and jewellery—expect tailored insurance solutions that match the sophistication of their assets. But for many brokerages, accessing these specialized programs can be a challenge, creating gaps in coverage and missed opportunities.
We founded Private Collection Insurance (PCI) with a clear purpose: to fill a critical gap in the market by being that Canadian Managing General Agent (MGA) that truly understands collectors and the brokers who serve them. With over 20 years of insurance expertise and an unwavering commitment to excellence, we’ve built our reputation as a trusted partner for brokerages across Canada.
We partner with brokerages across Canada to deliver bespoke insurance solutions that enhance client relationships, unlock new revenue streams, and position your brokerage as a leader in the high-value market.
Why Partner with Private Collection Insurance?
Unlock exclusive opportunities with a partner that understands the intricacies of high-value collections. By partnering with Private Collection Insurance, your brokerage can unlock exclusive opportunities and deliver exceptional service to your most discerning high-net-worth clients.
Limited Competition, Unlimited Opportunity
- Few insurance providers specialize in high-value collections, leaving an underserved market.
- The niche is dominated by boutique programs, limiting competitive pricing options for clients.
- High-net-worth clients often struggle to find Canadian insurers with the expertise to protect luxury collections.
By offering bespoke solutions through PCI, your brokerage can stand out in a market with little direct competition.
Rising Market Demand
- Affluent clients increasingly seek specialized protection for fine art, luxury vehicles, rare memorabilia, and other valuable collections.
- A growing awareness among high-net-worth individuals highlights the need for insurance solutions.
- The luxury asset market is expanding, with significant growth in collectibles such as wine, and sports memorabilia.
Position your brokerage to capitalize on this growing demand.
Specialized Expertise, Simplified Solutions
- PCI brings deep underwriting knowledge for the complex risks associated with high-value collections.
- Our claims management expertise ensures your clients receive exceptional support during critical moments.
- You can confidently offer specialized programs without investing in in-house development or infrastructure.
From appraisals to claims, PCI provides the expertise you need to serve high-net-worth clients seamlessly.
Streamlined Market Entry
- Enter the high-value collections market quickly and efficiently with PCI’s ready-to-go programs.
- Gain immediate access to exclusive markets, including Lloyd’s of London, for bespoke coverage options.
- Save time with simplified underwriting processes and PCI’s extensive distribution network.
We make it easy for your brokerage to expand its offerings and capture new revenue opportunities.
Unlock Untapped Revenue Potential
- High-value collections come with substantial premiums, driving significant revenue growth.
- Cross-sell opportunities abound with existing high-net-worth personal lines or commercial clients.
- Expanding into this market diversifies revenue streams, reducing reliance on standard insurance products.
Partnering with PCI empowers your brokerage to grow its book of business in a lucrative market segment.
Differentiate Your Brokerage
- Stand out in the market by offering niche products that meet the exacting standards of your high-net-worth clients.
- Establish your brokerage as a premier leader in luxury and bespoke insurance solutions for specific client needs.
- Signal to your clients and brokers that you truly understand the complexities of protecting their most valuable and cherished assets.
With PCI, you’ll deliver a level of service that your competitors can’t match.
Stronger Broker Engagement and Client Relationships
- Provide brokers with innovative products to attract and retain high-net-worth clients.
- Strengthen client trust and loyalty by addressing their unmet insurance needs with tailored solutions.
- Offer all-risk protection, worldwide coverage, and loss of value safeguards to meet the evolving demands of discerning clients.
PCI ensures your brokerage has the tools to build lasting relationships with both brokers and clients.
Key Features of Collectibles Insurance
Private Collection Insurance (PCI) offers tailored insurance solutions designed to protect a wide range of rare and valuable items including, but not limited to Jewellery, Watches and Timepieces, Fine Art, Wine and Whiskey, Sports Cards, Comic Books, Memorabilia, Vinyl Records, Musical Instruments, Static Vehicle Collections, Coins, Purses and Fashion, and more.
Our expertise and exclusive Lloyd’s of London market access allow us to provide unparalleled coverage options, ensuring your clients’ collections are safeguarded against risks including:
- All-Risk Protection: Comprehensive coverage for theft, fire, accidental damage, natural disasters, and more.
- Worldwide Coverage: Protection anywhere in the world, whether at home, in storage, or in transit.
- Loss of Value Protection: Safeguard against depreciation from damage, maintaining market value.
- Blanket Coverage: Automatic protection for new acquisitions, simplifying policies for growing collections.
- Flexible Premium Options: Tailored premiums to fit collections of all sizes.
- Transit Coverage: Specialized protection for items in transit for grading, display, or trade.
Our Commitment to Brokers
We believe in more than just offering exceptional insurance options. We understand that exceptional service to your clients begins with exceptional support to you. We’re here to empower your brokerage with the tools, expertise, and support to succeed. Here’s how:
- Transparency and Responsiveness: Clear communication and timely support for you and your clients.
- Expert Assistance: From policy questions to complex claims, our team is your partner every step of the way.
- Tailored Solutions: Customizable coverage to fit the unique needs of each client.
- Collaborative Feedback: Your input helps us refine processes and deliver better results.
Building Trust Through Integrity
At PCI, we act with integrity, approachability, and a commitment to consistently delivering on our promises. When you work with us, you’re not just choosing an MGA—you’re gaining a partner who shares your dedication to exceptional client service.
Take The Next Step with Private Collection Insurance
Many Canadian brokerages struggle to access the specialized products and expertise required to effectively serve their elite clientele, potentially leaving gaps in coverage and missed opportunities for growth. Your clients deserve better. In fact, your clients deserve exceptional service and your brokerage deserves access to the tools, expertise and programs to deliver it.
Private Collection Insurance (PCI) helps brokerages like yours stand out in a competitive market by offering bespoke insurance solutions for high-value collections and luxury assets. PCI brings together a deep understanding of insurance and a lifelong passion for collecting. Whether it’s sports cards, fine art, rare memorabilia, luxury automobiles, or other high-value collectibles, we understand firsthand the emotional and financial significance these treasures hold. This unique perspective drives us to deliver unparalleled insurance solutions for high-value, VIP clients of our Insurance Brokerage partners. Together, we’ll expand your capacity, enhance client satisfaction, and grow your revenue.
Partner with PCI Today
Expand your capacity, strengthen your client relationships, and deliver exceptional value by partnering with Private Collection Insurance.
Contact Us
Phone: 1-888-862-3330
Email: [email protected]
Address: 7675 Hwy 27, Unit 20, Vaughan, ON, L4L 4M5
Together, let’s protect the collections that matter most.