Collectibles Insurance
For over 15 years, the team from Private Collection Insurance has proudly protected clients across Canada. As lifelong collectors ourselves, we know that collecting isn’t just a hobby, it’s a passion, pursuit, and sometimes, even an obsession.
To outsiders, a collection might look like just “stuff” or “junk,” but for those in the know, every piece tells a story, holds a memory, and connects to something greater.
Whether it’s the nostalgia of sports cards and memorabilia, the sound and pops of vinyl records, the complexity and tastes of whiskey and wine, the beauty of a fine work of art, or something entirely unique, Private Collection Insurance is here to protect what collectors collect.
Your Collection Is More Than Items & PCI Understands That Like Nobody Else
With decades of experience and a shared passion for collecting, our team knows the thrill of the hunt, the joy of discovery, and the satisfaction of completing a set. We’ve helped countless collectors safeguard their lifelong treasures, ensuring their stories are preserved for the future. We also work with insurance brokerages to help their brokers protect their VIP clients’ most valued treasures.
Because Insuring a High-Value Collection Matters
High-value collectors—fine art, luxury vehicles, rare memorabilia, collectibles and jewellery—expect tailored insurance solutions that match the sophistication of their assets. But for many collectors, accessing specialized insurance programs for collectibles can be a challenge, creating gaps in coverage and missed opportunities for peace of mind.
Collectors Should Never Rely On Their Homeowners Policy
Standard coverage often excludes or limits high-value items like fine art, jewellery, sports cards, or memorabilia, leaving significant gaps in protection. For insurance brokers, this means asking the right questions is essential and understanding what a client collects, how it’s stored, and its true value can prevent costly losses and potential E&O exposure. Specialty coverage through Private Collection Insurance ensures that both the client and the broker are properly protected.
Insurance Protection for Growing Collections
Our blanket coverage makes insuring a growing collection effortless. New additions are automatically protected, so there’s no need to update the policy every time something new is acquired. Our team simplifies valuation by covering a collection as a whole, up to a specified limit, without requiring individual appraisals, unless a single item is worth more than $20,000. Most importantly, it gives a collector peace of mind to focus on finding the next treasure, knowing the entire collection is protected by a policy that evolves as the collection grows.
Insurance for High-Value Items & Collectibles
Private Collection Insurance (PCI) offers tailored insurance solutions designed to protect a wide range of rare and valuable items including, but not limited to Jewellery, Watches and Timepieces, Fine Art, Wine and Whiskey, Sports Cards, Comic Books, Memorabilia, Vinyl Records, Musical Instruments, Static Vehicle Collections, Coins, Firearms, Purses and Fashion, and other high-value items.
Key Features of Collectibles Insurance
Collectibles insurance is designed to provide comprehensive protection for what matters most to collectors. Unlike standard homeowner’s policies, it offers specialized features that reflect the unique risks of owning, displaying, and transporting valuable items. From all-risk and worldwide coverage to loss of value protection and automatic blanket coverage for new acquisitions, these policies evolve with your collection. With flexible premiums and dedicated transit protection, collectors can focus on their passion, knowing every piece is protected wherever it goes.
Want to Learn More? Book a 10-minute call.
Private Collection Insurance makes insurance protection simple and seamless. To begin the process, visit our application page to complete the relevant application form or briefly scroll down click to use our Contact Us form to get in touch with our team.
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