Your Passion and Investment, Covered Against Theft Loss Damage
Is Your Sports Card Collection Covered?
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Fill out our application now to protect your valuable graded cards, rookies, limited releases and childhood memories. Our insurance for sports card collections coverage is crafted for your high-value collection.
Insurance for Card Collections
As lifelong card collectors ourselves, we know that card collectors can use all the help they can get to protect their rare sports cards. Most enthusiastic collectors of valuable sports cards have large collections of rare collectibles in their possession. Whether rare cards from the past, recent redemption cards, PSA or Beckett graded cards, autographs, complete sets or just collections of certain players, protecting these collectibles is essential.
Private Collection Insurance (PCI) recognizes that sports card collections hold tremendous nostalgia and represent cherished memories, unbelievable pulls and and significant investment pieces. PCI specializes in providing customized insurance solutions for high-value collectibles, including sports cards, memorabilia, jewellery, fine art and more.
From highly sought-after rookie cards to limited edition releases, we understand the unique value and significance of these items in the world of sports memorabilia. We’ve had many of our own sports cards evaluated by professional grading companies based on factors like condition, centering, edges, corners, and surface quality. We know that cards are assigned a numerical grade, typically from 1 to 10, with higher grades indicating superior quality that instill market confidence and premium pricing.
Our tailored insurance solutions protect against loss, theft, damage, or market fluctuations, allowing collectors to focus on their passion for rare sports cards with peace of mind. Don’t let accidents, natural disasters, or theft jeopardize your precious card collection. We help you preserve the value and sentiment of your investments with our robust protection.
Advantages of Insuring a Sports Card Collection
- Accurate Valuation: We base coverage on appraised or market value to reflect your cards’ true worth.
- All-Risk Protection: From theft and fire to accidental damage, our policies cover all the essentials; even incidents that occur in transit, at card shows or in storage.
- Worldwide Coverage: Whether at home, a card show, or in transit, your collection stays protected.
- Affordable Graded Card Insurance Options: Flexible premiums for collections of all sizes.
- Fast Claims Process: Work with adjusters who understand the nuances of sports memorabilia insurance.
- Coverage for Display and Exhibition Risks: Insurance for cards displayed in cases or at exhibitions, including accidental damage or theft during public viewings.
- Loss of Value Coverage: Protection against the depreciation of value due to damage, even if the card is professionally restored.
Why Partnering with Us Makes Sense
PCI is committed to supporting brokers, not competing with them. Your clients remain yours, and we work behind the scenes to enhance the value you provide them. For brokers without the capacity to handle specialized collectible insurance, PCI provides a seamless solution, ensuring your clients receive the protection they need while reinforcing your role as their trusted advisor.
- Tailored Coverage for High-Value Items: Our policies are designed specifically for collectibles, offering protection beyond standard homeowner’s insurance.
- Blanket Coverage: Simplify coverage for clients with growing collections, providing automatic protection for new acquisitions without constant policy adjustments.
- Access to Lloyd’s of London: Exceptional capacity and flexibility to insure even the most extensive collections.
- Comprehensive Risk Protection: Covers theft, natural disasters, accidental damage, and more, ensuring your clients’ investments are safeguarded worldwide.
- Seamless Underwriting Support: Partner with a team of experts who simplify the process, so you can focus on building strong client relationships.
Insurance for High-Value Items & Collectibles
SPORTS CARDS
Sports Card Insurance
Sports card insurance is ideal for card collections including rare cards, graded cards, autographed items, or game-used redemption cards. Our sports cards insurance policies may include replacement cost, coverage for display or storage, and protection during transport.
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MEMORABILIA
Memorabilia Insurance
Memorabilia could include rare and valuable collectible figures, historic artifacts, sports jerseys or commemorative pieces. Our memorabilia Insurance policies may include replacement cost, transit protection, and specialized coverage for exhibitions, private displays, or storage.
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COINS & CURRENCY
Coin Collection Insurance
From antique to rare minted and commemorative coins we protect coin and currency collections from theft, damage, or loss.
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COMIC BOOKS
Comic Book Insurance
We protect rare, or limited edition comic book collections with our specialized comic book insurance against theft, damage, or loss. Whether stored, displayed, or in use, our policies ensure these valuable accessories are fully protected.
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VINYL RECORDS
Vinyl Collection Insurance
Insurance for vinyl record collections protects a cherished vinyl collection. Whether it's rare first pressings, colored variants, limited editions, or box sets, vinyl collection insurance ensures their treasures are protected.
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MUSICAL INSTRUMENTS
Instrument Insurance
Musical instrument insurance protects treasured instruments, from classic guitars to grand pianos and rare violins, against theft, damage, or loss.
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JEWELLERY
Jewellery Insurance
Jewellery insurance protects valuable assets against theft, loss, or damage. High-value jewellery insurance offers essential protection for your most treasured items, including engagement rings, diamond bracelets, earrings, custom jewellery pieces, and cherished family heirlooms.
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WATCHES
Watch Insurance
Whether you own a single Rolex, heirloom timepiece or an extensive watch collection, our watch insurance covers theft, accidental damage, loss and more. Policies may include replacement cost, worldwide coverage, and protection during transit or display.
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WINE & WHISKEY
Rare Libation Insurance
Insurance for collections of fine wines, whiskey, spirits, and barrel-aged treasures. Whether stored in a cellar, displayed at home, or in transit, our wine and whiskey insurance policies provide comprehensive protection against theft and damage.
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STATIC VEHICLES
Vehicle Insurance
Static vehicles are showcased to preserve unique vehicles. Our vehicle collection insurance protects extensive collections, including exotic cars, motorcycles, and static vehicles from theft, damage, or loss. We also offer racetrack coverage.
Coming Soon
FINE ART
Fine Art Insurance
Fine Art Insurance protects valuable art collections from theft, damage, and loss. We cover paintings, sculptures, and masterpieces and our policies may include replacement cost, transit protection, and specialized coverage for exhibitions or displays.
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FIREARMS
Gun Insurance
Gun insurance offers protection for firearms collectors, covering theft, accidental damage, and liability. From rare firearms to sporting guns our policies may include replacement cost, transport protection, and liability for injuries or damages.
Learn moreSports Card Insurance FAQ
Sports card insurance is a specialized policy designed to protect your sports card collection against risks such as theft, fire, water damage, and accidental loss. Unlike standard homeowner’s insurance, which often has limited coverage for collectibles, sports card insurance ensures your collection’s true value is covered. If you’re a passionate collector or retailer, this protection is essential for safeguarding your investment.
While homeowner’s insurance provides general coverage for personal belongings, it often excludes or limits coverage for high-value items like collectible cards. Sports card insurance offers tailored protection for the unique risks and values associated with collectibles, including specialized coverage options like market value insurance or agreed-upon value policies.
You can determine your collection’s value through professional appraisals, recent sales data, or using grading services like PSA or Beckett to establish the market value of your cards. Many insurance providers, including us, can help guide you through this process to ensure accurate coverage.
Yes, you can insure both graded and ungraded cards. However, graded cards typically have a higher insured value since their condition and authenticity are certified by a professional service. For ungraded cards, documentation of value (like receipts, photos, or appraisals) can help establish coverage.
PCI's policies provide comprehensive “all-risk” protection, including:
- Theft: Coverage for stolen cards, whether at home, a show, or in transit.
- Fire and Natural Disasters: Protection against events like fires, floods, and hurricanes.
- Accidental Damage: Coverage for mishaps such as spills, drops, or bends.
- Transit Damage: Protection for cards shipped to or from events or buyers.
Yes, most policies include coverage for cards taken to shows, trade events, or while traveling. This is often referred to as worldwide coverage. Ensure you inform your provider about frequent travel with your collection to confirm the specifics.
Yes, most policies have a deductible, but the amount can vary based on your chosen coverage plan. Some collectors prefer a higher deductible to lower premiums, while others opt for minimal deductibles to maximize claims payouts.
Absolutely. We offer inventory insurance for card shops and retailers. This covers your stock against risks like theft, fire, and water damage, as well as liability coverage for your business operations.
The claims process typically involves the following steps:
- Report the incident to your insurance provider.
- Provide proof of ownership and value (photos, receipts, or appraisals).
- Submit any police reports if applicable (e.g., for theft).
- Work with a claims adjuster who specializes in collectibles to assess the loss.
- Receive reimbursement based on your policy’s terms.
There are no strict limits, but the coverage amount depends on the appraised or documented value of your collection. High-value collections may require additional documentation or specific policies, such as scheduled personal property insurance for collectibles.
The cost of sports card insurance varies based on factors like the total value of your collection, the coverage options you select, and the deductible you choose. On average, premiums are a small percentage of your collection's insured value, making it an affordable way to protect your investment.
Yes, it’s important to update your policy when you add new cards to your collection to ensure they are covered. Many providers offer flexible policies that allow you to make adjustments easily as your collection grows.
Yes, many policies include coverage for collections stored in secure off-site locations like bank vaults or safety deposit boxes. Be sure to discuss the storage location with your provider to confirm coverage details.
Documentation requirements typically include:
- A detailed inventory of your collection.
- Photos or scans of individual cards.
- Receipts for purchases or appraisals for high-value items.
Providing accurate records ensures a smooth claims process if needed.
